Garage Heater


 
Could adding a heating or modifying heating system in your area possibly change your insurance needs or obligations?

We have a large out building on one of our properties.
Large shop with a decent sized apartment on the second floor.
It has electric heating and I wanted to add a fire place or possibly wood burning stove.
The wife shot me down due to the rate increase we would fall victim to.
She also said that if we modified or replaced some or all of our electric heating without a permit we might not be covered.

California and the West Coast is not very consumer friendly right now when it comes to fire or insurance in general.

I know you’re not West Coast.
My thinking was/is that other states have not had it easy either when it comes to insurance needs this last several years.
 
Good points Andy. I think everyone needs to be aware of possible insurance company fallout over any modifications done to your home. Many municipalities require permits for that type of work and I could see where an insurance company might not want to cover a loss if proper permits were not pulled. When I had my pool installed I pulled all the necessary permits because I knew that the installation would not escape the attention of my town. On the other hand, I installed my own water heater and was confident in my own abilities that it was done properly and would stand up to any future scrutiny without the expense or hassle of the required permit and inspection.
 
My area does not require a permit to do the work you're indicating. We've had total roof replacement and modified to incorporate ridge venting and chimney removal from our old wood burning fireplace, I did my own water heater replacement to tankless including my own gas plumbing upgraded to the higher BTU needed, we had total HVAC system replaced and wood burning fireplace removed and replaced with sealed gas unit direct vent out the back with outside air intake. And my buddy and I did the full replacement of our burned up breaker box upgraded the wiring from the meter to the 2 new panels from aluminum to copper, upgraded service from 100 to 200 amps as well. Again no permit. When I was nearly ready to hire an electrical company to do that work, no permit was required for them either.
now if we lived in city of Rockford then likely would have been needed.
Thank heavens I don't live in an area that requires all these draconian permits and useless taxes. And along with that in my opinion these people who give the permits and do the so called inspections don't know their 🫏🫏🫏🫏 from a hole in the ground or :poop::poop::poop::poop: from Shinola.
The workmanship I've seen them approve is downright awful and IMO even dangerous!
So the further I keep gummint officials "looking out for me" away, the better I feel.
 
So I ordered this on Amazon's black Friday sales. Was marked down to $132, then had one of those $30 off coupons that disappear quite quickly. So managed to snag it for $102. Don't think I could do better. Plus I snagged all the stuff needed to wire and install the sub panel at Menards with my rebate coupons. So very little out of pocket $$$ needed. And cool thing is Menards lets you claim rebates again even on stuff you bought with rebate coupons. I should have it by Tuesday. Hoping I can get some slightly warmer weather midweek to get everything wired in
 
LMichaels said:
Does it actually accomplish anything?
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Believe it or not, yes. That little space heater kept my garage at 58° last night when temps dropped to 20° outside. It's a two car attached garage that is fully insulated so that helps. It's not ideal, but that's warm enough to be out there doing something. I don't let it run 24/7 because those things do spin the dial on the electric meter. Your setup is going to be a lot nicer.
 
Steve Hoch said:
Believe it or not, yes. That little space heater kept my garage at 58° last night when temps dropped to 20° outside. It's a two car attached garage that is fully insulated so that helps. It's not ideal, but that's warm enough to be out there doing something. I don't let it run 24/7 because those things do spin the dial on the electric meter. Your setup is going to be a lot nicer.
Click to expand...
Well, hell then that 8500W unit outa keep my garage nice and "roasty" as only one wall is not insulated. I even have an insulated garage door.
 
Is the ceiling insulated? Is that outer wall drywalled?
If not I would spend the cash and put some batts up then drywall.
 
timothy said:
Is the ceiling insulated? Is that outer wall drywalled?
If not I would spend the cash and put some batts up then drywall.
Click to expand...
Blown in insulation installed over garage, and totally drywalled. 2 walls adjoin the house. One outside wall drywalled but not insulated. Garage door is double steel, insulated. So it should be fairly easy to heat when needed
 
Well this past Monday my buddy and I got this heater https://www.amazon.com/dp/B0CB3BN4WD?tag=tvwb-20 hung. I currently do not have it direct wired, but it is all prepared for that. In the meantime on times I want to use it, I have a Nema 1450 heavy duty plug on the cable. Yeah, not the best solution as I have to unplug the car charger to use the heater. Come some better weather we're going to install my sub panel in the garage and it all should be good.
But, for now it seems to work fairly well. I could not beat the deal when I bought it (was only $102) for an 8500W heater. I used it yesterday while cleaning the Member's Mark grill. and it brought the garage from low 40s (around 42) to about 57 in a little over 30 minutes. Honestly not bad. Fine for what I needed to do. No not T-Shirt and shorts level but not looking for that especially when high temp outside is only 18.
I actually think it may work better once I have it properly wired in
 
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